Many people fall behind on bills, responsibilities, or life occurrences such as remembering birthdays. Why do you have to be punished for it? If you have let the appropriate people know why, why can’t they understand? Bills, they shut you off, responsibilities, you are off the committee, life occurrences, you are not talked to, called anymore, or invited. People who make these decisions act like they are just perfect. Maybe I should become one of those kinds of people and I won’t be the person that falls behind?
Student loans are the biggest mistake a person could ever make. I wish I didn’t get one. I know why grown ups were saying that when i was first looking into college, but school counselors did not push hard enough to persuade me to not do it! Now I see why people save for their children’s college education. Now I see why people work for college tuition. I don’t see why education costs so much! I will definitely start now for the last 2 kids I have growing up. I do not want them going through this crap that I am facing. I can only imagine what my first 3 children are going through. I did not steer them away as best as I could. I can’t lie, the loans helped me tremendously, but now I am paying for it!
I have always told my kids that if my better half is not doing at least half of what I am doing, then need to be replaced. On a team, everyone works together. If I got a job, you must have a job. If I spend all my check on bills and food, well so should you. If I pay the car note, then you pay the insurance.
You can do bad by yourself, so why have someone around you that cannot help you. Common sense is that if I am short, you need to be the one to fill in the missing parts. This is how a good team works.If you are in a relationship and you are the only one that is putting forth great effort to take care of daily necessities, then your team is not a winning one.
Sometimes you have to stop, take a look at your team members and replace the ones that are hold you back from the championship (life’s goals).
For every purchase online, use this site to do it and you will get cash back. I have gotten so much money back from these sites, it is a great feeling. I shop online all the time, so getting money back for using these sites is a great money saver. I put it all to a savings account and will use it for a trip soon here.
Change you passwords frequently!!
I got a credit due to a refund that I did NOT request on my account. I didn’t use the credit because I thought it was in error. 2 days later, I get an email confirmation of a purchase I made as a gift to someone I have never hears of. I called the company right away. They seemed to have this issue under investigation. It just felt very scary that I was hacked. I feel so dumb. I know the risks, but ignored them for so long. Now I am on guard!!!