Student loans are the biggest mistake a person could ever make. I wish I didn’t get one. I know why grown ups were saying that when i was first looking into college, but school counselors did not push hard enough to persuade me to not do it! Now I see why people save for their children’s college education. Now I see why people work for college tuition. I don’t see why education costs so much! I will definitely start now for the last 2 kids I have growing up. I do not want them going through this crap that I am facing. I can only imagine what my first 3 children are going through. I did not steer them away as best as I could. I can’t lie, the loans helped me tremendously, but now I am paying for it!
I have always told my kids that if my better half is not doing at least half of what I am doing, then need to be replaced. On a team, everyone works together. If I got a job, you must have a job. If I spend all my check on bills and food, well so should you. If I pay the car note, then you pay the insurance.
You can do bad by yourself, so why have someone around you that cannot help you. Common sense is that if I am short, you need to be the one to fill in the missing parts. This is how a good team works.If you are in a relationship and you are the only one that is putting forth great effort to take care of daily necessities, then your team is not a winning one.
Sometimes you have to stop, take a look at your team members and replace the ones that are hold you back from the championship (life’s goals).
Change you passwords frequently!!
I got a credit due to a refund that I did NOT request on my account. I didn’t use the credit because I thought it was in error. 2 days later, I get an email confirmation of a purchase I made as a gift to someone I have never hears of. I called the company right away. They seemed to have this issue under investigation. It just felt very scary that I was hacked. I feel so dumb. I know the risks, but ignored them for so long. Now I am on guard!!!
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Again much thanks!!